Consumer Information

In accordance with the regulations set forth in the Higher Education Act of 1965, as amended, below is a summary of the consumer information that must be made available to prospective and current students at Southwestern Michigan College. Please review the website listed or link provided for each topic for the most complete information.

Section 1: Information About the College

College Navigator including Student Right to Know information on Graduation, Diversity, and Retention Data.

Academic Programs


Bachelor’s Degrees

Continuing Education

Graduation Rates by Gender, Race, and Aid

Post Graduation Employment and Transfer Outcomes

Student Body Diversity

Retention/Persistence, Credit Students

Instructional Facilities

Course Locations

Dowagiac Campus Map

Dowagiac Campus Directions

Niles Campus Map

Niles Campus Directions

Schedule a Tour

Instructional Personnel

Class Schedule

Cost of Attendance

Tuition and Fees

Net Price Calculator


Book Costs

Billing and Payment Options

Transferring of College Credits to SMC


Transfer Advising

Articulation Agreement

Refund and Withdrawal Policies

Refund Policy

Drop/Withdraw Policy

Request for Exception of Late Refund or Withdrawal

Accreditation Information

Southwestern Michigan College is accredited by the Higher Learning Commission (, a regional accreditation agency recognized by the U.S. Department of Education. The Commission may be found at 200 South LaSalle Street, Suite 7-500, Chicago, Illinois 60604. They may be reached by telephone at (800) 621-7440. Southwestern Michigan College is also a member of the American Association of Community Colleges.

Accreditation Information

Services for Disabled Students

Disability Services

Campus Safety and Security

On-campus Security

Annual Security and Fire Safety Report-Dowagiac

Annual Security and Fire Safety Report-Niles


Section 2: Financial Aid Information

Financial Aid Information

Financial Aid Requirements

Overview of Financial Aid Programs



Michigan Competitive Scholarship

SMC Scholarships

Private Scholarships


Federal Direct Loan including Federal Stafford Loan Program annual limits

Federal Direct PLUS Loan

Private Alternative Education Loan including Preferred Lender list

Terms of Student Loans

Code of Conduct for Education Loans

Satisfactory Academic Progress Policy

Return of Title IV Funds


Section 3: More Rights and Responsibilities

Family Education Rights and Privacy Act (FERPA)

The affords students certain rights related to their educational records.

Mail-In Voter Registration Form

Copyright Infringement Policies and Sanctions

Agreement of Guidelines for Classroom Copying in Not-For-Profit Educational Institutions 

Acceptable Use Policy

The Relationship between the Student and SMC

Southwestern Michigan College is committed to the highest standards of academic and ethical integrity. All members of our academic community are encouraged to promote and value an ethic of common respect and civility. SMC defines civility as the demonstration of respect for others, basic courtesy, reciprocity (treating others as we wish to be treated) and behaviors that create a positive environment in which to learn and to work.

Membership in any community is enhanced by a concern for the common good for all who belong to that community. Each individual may possess different ideas as well as different ways of communicating those ideas, particularly in a community as varied and diverse as a college. Because of these differences, respect and civility are integral to maintaining the quality of the academic environment and free inquiry. Respect and civility should, therefore, be afforded to all individuals regardless of race, ethnicity, gender, age, sexual orientation, disability, religion, family status, socioeconomic level, educational background, veteran status, or position at the college.

Student Code of Conduct

The Student Code of Conduct describes the rules and expectations established by the College for student conduct. The due process system defines the procedures to be used in cases of student violations of the Code of Student Conduct. It provides a system for the appeal of sanctions/decisions imposed by the College and for resolution of issues.

Please refer to the Student Code of Conduct for further information on Academic and Behavioral Conduct, including cheating, disruptive behavior, discrimination, harassment, drug and alcohol violations, and non-compliance.

Student Grievance Procedure

SMC Student Academic or Financial Grievance Procedure.

State of Michigan Department of Attorney General Consumer Protection Information.

Web Accessibility

Web Accessibility Policy

Web Accessibility Complaint Form